Original Medicare comprises Medicare Part A, which focuses on Hospital Insurance, and Part B, which provides Medical Insurance. Nevertheless, it doesn’t encompass all medical expenses.
If you need services Part A or Part B doesn’t cover, you’ll have to pay for them yourself unless:
If you’re enrolled in a Medicare Advantage Plan or Medicare Cost Plan, these options can assist in covering specific services. While these plans might provide extra benefits, it’s essential to note that not every plan includes all these additional perks. The availability of benefits can differ based on the insurance provider and geographical location, and there might be certain limitations and exclusions to consider.
You have other coverage (including Medicaid) to help cover the costs.
Medicare Advantage is a health and drug coverage option approved by Medicare but offered by private companies. Serving as an alternative to Original Medicare, these comprehensive plans combine both Part A and Part B coverage. Participants may be required to consult doctors within the plan’s specified network for services.
Some plans provide additional benefits that are not included in Original Medicare. However, it’s important to note that these additional perks might not be available in every plan or within a single plan’s benefits package.
